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Liability insurance in St Thomas, ON

Do you need to get liability insurance in St Thomas? Canadian business owners know to depend on The Co-operators Insurance Advisor to secure the protection plan their company requires. We have more than 70 years of experience under our belt — and we're ready to provide the tailored insurance your business needs and deserves.

Help Keep Your Business Protected

There's always a chance that your business could, at any point in time, be found legally responsible for personal injury, bodily injury, property damage or medical expenses. This is why having the right liability insurance coverage from The Co-operators is crucial to keeping your organization protected. This means if you ever have to defend a claim against your business in court, you can expect to receive funds that will cover the costs of damages, legal expenses and settlement charges.

We appreciate that the needs of your business might be different from other companies in St Thomas; in effect, we can easily tailor your protection.

Liability insurance is the mark of a responsible business, so speak to your local Insurance Advisor at The Co-operators in St Thomas and find out how we can provide the customized coverage you need.

You can also turn to us for:

  • Umbrella Liability: Equips you with protection that extends beyond the current limits of your existing policy. Coverage is worldwide and becomes effective when you have surpassed the liability limit on your current policies.
  • Directors & Officers Liability: With this coverage, you can rest assured your board members will be protected from exposure to lawsuits against your company, no matter what type of business you are in.
  • Errors & Omissions: Also known as Professional Liability Insurance, E&O coverage is a necessity for anyone selling professional services for a living, such as self-employed individuals or real estate agencies. It provides coverage for financial losses caused by incorrect appraisals, defective designs, breach of contract and more.
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Investing in a Greener Tomorrow

As a responsible corporate citizen, we believe in balancing our economic, environmental and social priorities. In fact, The Co-operators was recently recognized in Hewitt Associate's Green 30 guide, which identified Canada's 30 most environmentally-conscious employers. Talk to The Co-operators today about liability insurance in St Thomas AND about what we're doing to help the environment.

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