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Sewer backup insurance in St. Albert, AB

There’s no question that severe weather is in the rise in Canada, which is all the more reason for St. Albert homeowners and renters alike to obtain sewer backup insurance. Since 1998, wind and water damage caused by extreme weather has cost Canadians nearly $10 billion, which is half of all property claims. Find out how Comprehensive Water coverage from The Co-operators can provide the protection you need against severe weather in Alberta.

Protection against extreme weather conditions

It wasn’t until very recently that Canadians were able to obtain insurance against overland flooding. This coverage gap was highlighted in 2013, the country’s worst-ever year for weather-related damage. However, you can now feel good knowing The Co-operators offers Comprehensive Water coverage to clients in St. Albert and across Alberta. Get started by using our free online assessment to find out your home’s risk level right now.

You can minimize the risk of unwanted water entering your home by installing window wells around your basement windows and making sure your eavestroughs and storm drains are free of leaves and other debris.

To learn more about sewer backup insurance and to review your options, get in touch with your local Co-operators advisor in St. Albert today.

Our Comprehensive Water coverage is:

  • Straightforward: This one product covers you for damage caused by sewer or water backup, flooding caused by an overflow of a body of water, buildup of surface water caused by extreme weather events, and underground water that rises and comes into your home.
  • Custom: Choose the coverage that meets your specific needs.
  • Flexible: Instead of paying a flat dollar amount, your deductible is a percentage of the claim amount, ranging from 2% to 35% with a $1,000 minimum.
  • Cost-effective: You can take advantage of discounts if you choose to install such loss prevention devices as a backflow prevention device or a primary sump pump with a secondary automatic powered backup.
  • Comprehensive: Rest assured your home, personal belongings and detached structures are covered, as well as additional costs incurred if you need to stay elsewhere while your home is being repaired. If your home is unable to be repaired, it’s up to you whether you wish to rebuild or not; either way, we will still honour your claim.
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Investing in a Healthier Future

As a responsible corporate citizen, we believe in balancing our economic, environmental and social priorities. In fact, The Co-operators was recently recognized in Hewitt Associate's Green 30 guide, which identified Canada's 30 most environmentally-conscious employers. Talk to The Co-operators today about sewer backup insurance in St. Albert AND about what we're doing to help the environment.

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