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Flood insurance in Three Hills, AB

Severe weather is becoming increasingly problematic for Canadian homeowners, renters and landlords; as a result, it’s extremely important to have flood insurance in Three Hills. Local Co-operators Insurance Advisors across the province can answer any questions you might have about flood insurance. It's time to learn how you can protect your property against the worst weather Alberta has to offer with Comprehensive Water coverage from The Co-operators.

What sets us apart?

Flood damage can cost thousands of dollars for homeowners to repair, but our flood damage insurance is fairly priced. Yet that’s just one example of what sets us apart. With our network of advisors in Alberta and beyond, you can expect exceptional service and expert advice about flood insurance coverage. After all, it’s only natural you’d have questions beyond cost when this type of insurance is relatively new to Canada. As a co-operative for the last 70 plus years, we have plenty of experience putting our members and communities first—that’s why you should work with us!

Stay protected, no matter the weather

It's true that Canada was one of the very few developed nations without flooding insurance until very recently. This gap in coverage was especially apparent in 2013, when Canada experienced its worst-ever year for weather-related damage. We are happy to provide a solution with our new Comprehensive Water coverage, which is offered to clients throughout the province of Alberta, including in Three Hills. Take our free online assessment now to find out how high your home’s water risk is.

If you clear your storm drains and eavestroughs and install window wells around your basement windows, you can mitigate the risk of unwanted water causing damage to your home.

Talk to your local Co-operators advisor about flood insurance in Three Hills today and discover firsthand how we can help keep your family, your home and everything in it protected from the damaging effects of severe weather.

Our Comprehensive Water coverage is:

  • Inclusive: This one product covers you for damage caused by sewer or water backup, flooding caused by an overflow of a body of water, buildup of surface water caused by extreme weather events, and underground water that rises and comes into your home.
  • Individualized: Select the coverage limits that work best with your family’s needs.
  • Flexible: Instead of paying a fixed dollar amount, your deductible will be a percentage of the claim amount, ranging from 2% to 35% with a $1,000 minimum.
  • Value-added: You can benefit from savings on the purchase of loss prevention devices, such as a secondary automatic powered back-up sump pump.
  • Broad: Your home, personal property and detached structures are all covered, in addition to any surplus costs incurred in the event you are required to live elsewhere while your home is being repaired. Should your home be irreparable, you can choose to rebuild at your current location, a new location or not at all; in any event, we will still pay your claim.
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It's Insurance for a More Sustainable Future

As a responsible corporate citizen, we believe in balancing our economic, environmental and social priorities. In fact, The Co-operators was recently recognized in Hewitt Associate's Green 30 guide, which identified Canada's 30 most environmentally-conscious employers. Talk to The Co-operators today about our flood insurance in Three Hills AND about what we're doing to help the environment.

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