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Flood insurance in Thorsby, AB

There’s no question that severe weather is in the rise in Canada, which is all the more reason for Thorsby homeowners and renters alike to obtain flood insurance. What you may not realize is just how financially damaging extreme weather can be: severe conditions have cost Canadians nearly $10 billion in insurance claims since 1998, and half of all property claims today are the result of water and wind damage. Find out how Comprehensive Water coverage from The Co-operators can protect your biggest investment against the effects of Alberta's worst weather.

What sets us apart?

The cost of repairing flood damage can set homeowners back thousands of dollars, which is why we provide reasonably priced flood damage insurance. But that’s not the only thing we have to offer. Our network of expert advisors throughout Thorsby are always prepared to provide exceptional customer service and advice on your flood damage insurance. After all, this type of insurance is relatively new to Canada, so you need to know more than just the price on the quote. With 70 years of experience, we’re a co-operative that knows exactly how to make our members and communities our top priority.

Certain protection for uncertain weather

It's true that Canada was one of the very few developed nations without flooding insurance until very recently. This lack of coverage came to the forefront in 2013, when Canada faced its most destructive year to date for weather-related damage. Our insurance keeps you covered.

By clearing eavestroughs, putting window wells around basement windows and making sure storm drains are clear of debris, you can help prevent unwanted water from making it into your home.

Speak to your Co-operators advisor about flood insurance in Thorsby today and you'll see how we can protect your property against the effects of extreme and unpredictable weather.

Our Comprehensive Water coverage is:

  • Simple: This one product covers you for damage caused by sewer or water backup, flooding caused by an overflow of a body of water, buildup of surface water caused by extreme weather events, and underground water that rises and comes into your home.
  • Tailored: Get made-to-measure coverage limits that fit your particular needs.
  • Flexible: Instead of paying a flat amount, your deductible is a percentage of the claim amount (between 2% and 35%, with a $1,000 minimum).
  • Budget-friendly: If you install loss prevention devices, we'll provide a discount. That includes a backflow prevention device or a primary sump pump with a secondary automatic powered backup.
  • Extensive: We don't only cover your home but also your personal property, detached structures and costs incurred in the event that you need to move out of your home while it's being repaired. In the event that your home is at a complete loss, you are not obligated to rebuild—we’ll honour your claim even if you rebuild elsewhere.
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Investing in a Greener Tomorrow

As a responsible corporate citizen, we believe in balancing our economic, environmental and social priorities. In fact, The Co-operators was recently recognized in Hewitt Associate's Green 30 guide, which identified Canada's 30 most environmentally-conscious employers. Talk to The Co-operators today about flood insurance in Thorsby AND about what we're doing to help the environment.

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