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Flood insurance in Medicine Hat, AB

Canada has experienced an increasing number of severe storms in recent years, which means the time is right for Medicine Hat homeowners, renters and landlords to start considering flood insurance. The facts speak for themselves: extreme weather has cost Canadians nearly $10 billion in insurance claims since 1998, and water and wind damage now account for half of all property claims. Rest assured you can now obtain coverage against extreme weather in Alberta with Comprehensive Water insurance from The Co-operators.

What sets us apart?

Flood damage can cost homeowners thousands of dollars to repair, but our flood damage insurance is affordably priced. And that’s not the only thing that sets us apart. With our network of advisors in Alberta and beyond, you can expect exceptional service and expert advice about flood insurance coverage. After all, being a relatively new type of insurance in Canada, you’re likely to have questions beyond the cost of coverage. As a co-operative for the last 70 plus years, we have plenty of experience putting our members and communities first—that’s why you should work with us!

Reassuring coverage against unpredictable weather

Canada was one of the only developed nations without flooding insurance until recently. Depending upon your needs, the lump sum benefit amount of this critical illness insurance coverage can range from $25, 000 to $2, 000, 000. For that reason, we're proud to provide Comprehensive Water coverage for our clients in cities across Alberta, including Medicine Hat. If you need to determine the risk to your home, there's also our easy-to-use online assessment tool.

You don’t have to wait to better protect your home from water damage: take action now by sealing any cracks in your foundation walls and basement floors, cleaning your eavestroughs on a regular basis, installing downspouts and keeping storm drains clear of debris, among other steps.

Get in touch with your local Co-operators advisor about flood insurance in Medicine Hat today and learn more about the ways in which we can protect your home and everything in it against the damaging effects of severe weather.

Our Comprehensive Water coverage is:

  • Complete: This one product covers you for damage caused by sewer or water backup, flooding caused by an overflow of a body of water, buildup of surface water caused by extreme weather events, and underground water that rises and comes into your home.
  • Tailored: Get coverage limits that fit with your specific needs.
  • Flexible: As opposed to paying a flat dollar amount, your deductible will be calculated as a percentage of the claim amount (between 2% and 35%, with a $1,000 minimum).
  • Cost-effective:We offer exclusive savings on loss prevention devices like secondary automatic powered back-up sump pumps.
  • All-encompassing: Comprehensive Water covers your house, personal items and detached structures, along with any extra costs incurred from staying elsewhere while your home is in repair. If your home is completely destroyed, you can decide whether you want to rebuild at your present location, a new location or not at all; in any case, your claim will still be paid.
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Ensuring a More Sustainable Environment

As a responsible corporate citizen, we believe in balancing our economic, environmental and social priorities. In fact, The Co-operators was recently recognized in Hewitt Associate's Green 30 guide, which identified Canada's 30 most environmentally-conscious employers. Talk to The Co-operators today about flood insurance in Medicine Hat AND about what we're doing to help the environment.

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