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Flood insurance in La Crete, AB

The number of severe storms in Canada has risen dramatically in recent years, which means homeowners, renters and landlords in La Crete are more aware about flood insurance than ever before. Since 1998, wind and water damage caused by extreme weather has cost Canadians nearly $10 billion, which is half of all property claims. Make sure your home is protected against Alberta's extreme weather: learn more about Comprehensive Water coverage from The Co-operators.

What sets us apart?

Flood damage can cost homeowners thousands of dollars to repair, but our flood damage insurance is affordably priced. Yet that's not the only thing that sets us apart. With our strong network of advisors across La Crete and beyond, you’ll have access to the best customer service and expert advice on flood insurance coverage. After all, being a relatively new type of insurance in Canada, you’re likely to have questions beyond the cost of coverage. Work with us and you’ll discover how we put our members and communities first through the last 70 plus years as a co-operative.

Stay protected, no matter the weather

It wasn’t until very recently that Canadians were able to obtain insurance against overland flooding. Albertans especially won’t be soon to forget that 2013 was Canada’s worst-ever year for weather-related damage. Our insurance keeps you covered.

There are steps you can take to keep unwanted water out your home, including clearing eavestroughs, installing window wells around your basement windows and keeping storm drains clear of leaves and other debris.

Don’t wait until it’s too late: contact your nearby Co-operators advisor in La Crete today for more information on flood insurance and get the coverage that’s right for you.

Our Comprehensive Water coverage is:

  • Inclusive: This one product covers you for damage caused by sewer or water backup, flooding caused by an overflow of a body of water, buildup of surface water caused by extreme weather events, and underground water that rises and comes into your home.
  • Individualized: Select the coverage limits that work best with your family’s needs.
  • Flexible: Instead of paying a fixed dollar amount, your deductible will be a percentage of the claim amount, ranging from 2% to 35% with a $1,000 minimum.
  • Value-added: You can benefit from savings on the purchase of loss prevention devices, such as a secondary automatic powered back-up sump pump.
  • Broad: Your home, personal property and detached structures are all covered, in addition to any surplus costs incurred in the event you are required to live elsewhere while your home is being repaired. Should your home be irreparable, you can choose to rebuild at your current location, a new location or not at all; in any event, we will still pay your claim.
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Investing in Families, by Ensuring a Greener Future

As a responsible corporate citizen, we believe in balancing our economic, environmental and social priorities. In fact, The Co-operators was recently recognized in Hewitt Associate's Green 30 guide, which identified Canada's 30 most environmentally-conscious employers. Talk to The Co-operators today about flood insurance in La Crete AND about what we're doing to help the environment.

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