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Flood insurance in Calgary, AB

The number of severe storms in Canada has risen dramatically in recent years, which means homeowners, renters and landlords in Calgary are more aware about flood insurance than ever before. It's estimated that half of all property claims can be attributed to damage caused by extreme weather, which has cost Canadians almost $10 billion in insurance claims since 1998. Make sure your home is protected against Alberta's extreme weather: learn more about Comprehensive Water coverage from The Co-operators.

What sets us apart?

Flood damage can cost thousands of dollars for homeowners to repair, but our flood damage insurance is fairly priced. And that’s not the only thing that sets us apart. Our network of expert advisors throughout Calgary are always prepared to provide exceptional customer service and advice on your flood damage insurance. After all, this type of insurance is somewhat new to Canada, so you’ll need details about your coverage beyond price. With 70 years of experience, we’re a co-operative that knows exactly how to make our members and communities our top priority.

Weather the storm with complete coverage

It's true that Canada was one of the very few developed nations without flooding insurance until very recently. This lack of coverage came to the forefront in 2013, when Canada faced its most destructive year to date for weather-related damage. That's why we're proud to offer our new Comprehensive Water coverage to our clients in cities across Alberta, including Calgary. There's also our free online assessment tool so you can determine the level of risk to your home.

You can minimize the risk of unwanted water entering your home by installing window wells around your basement windows and making sure your eavestroughs and storm drains are free of leaves and other debris.

Don’t wait until it’s too late: contact your nearby Co-operators advisor in Calgary today for more information on flood insurance and get the coverage that’s right for you.

Our Comprehensive Water coverage is:

  • Simple: This one product covers you for damage caused by sewer or water backup, flooding caused by an overflow of a body of water, buildup of surface water caused by extreme weather events, and underground water that rises and comes into your home.
  • Personalized: Get tailored coverage limits to suit your individual needs.
  • Flexible: Rather than paying a flat dollar amount, your deductible is a percentage of the claim amount between 2% and 35% with a $1,000 minimum.
  • Budget-friendly: You can enjoy discounts if you install loss prevention devices, including a backflow prevention device or a primary sump pump with a secondary automatic powered backup.
  • Extensive: We cover your home, personal property, detached structures and costs incurred if you have to move out of your home while it's repaired. If your home is a complete loss, there’s no obligation to rebuild; we’ll still pay your claim if you decide to rebuild elsewhere.
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Think of it as Insurance for the Environment

As a responsible corporate citizen, we believe in balancing our economic, environmental and social priorities. In fact, The Co-operators was recently recognized in Hewitt Associate's Green 30 guide, which identified Canada's 30 most environmentally-conscious employers. Talk to The Co-operators today about our flood insurance in Calgary AND about what we're doing to help the environment.

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