Like most people, you know that you need to plan for your retirement. It's a matter of insuring for the future, not just for yourself, but for your spouse, children and the people who mean the most to you.
Want to understand the key differences between a fixed annuity and a variable annuity? A fixed annuity pays out a fixed rate of income after a certain date—very simple. Conversely, the payments from a variable annuity will vary, as they depend on the performance of the underlying portfolio. If you're not sure which option will suit you best, our network of expert advisors in Elmira is ready to help. We’ve been helping Canadians prepare for the future for more than 70 years through investments including annuities, RRSPs, TFSAs, and more.
Whether it's a fixed annuity or a variable annuity in Elmira, an annuity can become a vital income source following retirement, as they are essentially a contract made with a financial institution that provides you with a series of payments following retirement. Depending upon your needs, the lump sum benefit amount of this critical illness insurance coverage can range from $25, 000 to $2, 000, 000. For help selecting the right option for you, talk to a Co-operators Financial Advisor today.
Single Life Annuity, Joint and Last Survivor Life Annuity and Life Annuity with a Guarantee are the options available to investors in Elmira. The Single Life Annuity is for individual investors without dependents; Last Survivor and the Joint Life Annuity are designed for couples; Life Annuity with a Guarantee option is for anyone.
Whether you're an investing expert or a brand new investor,
As a responsible corporate citizen, we believe in balancing our economic, environmental and social priorities. In fact,
Elmira has a public annuity policy system that provides a minimum level of mandatory coverage to vehicle owners when they purchase license plates.