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General liability insurance is designed to protect businesses in the event that they're held legally responsible for property damage or personal injury. This doesn't just include your activities at a customer's location: it also covers mishaps on your premises and injuries or damage caused by your products. In fact, there are four kinds of claims covered by our General Third-Party Liability: bodily injury resulting in actual physical damage or loss; property damage or loss; personal injury including slander or libel; and medical expenses.
It can be an expensive business to defend a claim in court, but with the right liability insurance, you can enjoy dependable, cost-effective protection against legal proceedings. If your company has to pay damages — including legal fees, settlement charges and compensation —