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The main purpose of general liability insurance is to protect businesses if they're held legally responsible for personal injuries or damage to property. In addition to accidents on your company's premises, this also covers events at customer locations and injuries or damage resulting from the use of your products. Overall, there are four main types of claim that are covered by our General Third-Party Liability: personal injury including slander or libel; medical expenses; bodily injury resulting in actual physical damage or loss; and property damage or loss.
Defending against litigation can be expensive, but liability insurance is designed to ensure cost-effective protection against legal proceedings. In the event that you have to cover damages — whether it's compensation, settlement charges or legal fees — you can rest assured that