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Liability insurance in Ontario

Count on The Co-operators to provide the liability insurance in Ontario you need. We understand the risks that business owners face in all kinds of industries, which is why we offer coverage that can be tailored to suit your company's specific needs. That means you can rest assured that your business is protected and spend more time doing what you do best.

Protecting You and Your Business

General liability insurance protects businesses when they're deemed to be legally responsible for property damage or personal injuries. In addition to accidents on your company's premises, this also covers events at customer locations and injuries or damage resulting from the use of your products. Overall, there are four main types of claim that are covered by our General Third-Party Liability: personal injury including slander or libel; medical expenses; bodily injury resulting in actual physical damage or loss; and property damage or loss.

Defending against litigation can be expensive, but liability insurance is designed to ensure cost-effective protection against legal proceedings. If your company has to pay damages — including legal fees, settlement charges and compensation — The Co-operators will provide funding up to the amount of your policy limit. All you have to do is talk to your local Insurance Advisor in Ontario to find out how we can cover your company, employees and directors.

Coverage can include: 
  • Liability from use of Non-Owned Automobiles 
  • Advertising Injury Liability 
  • Tenants Legal Liability
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