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General liability insurance is designed to protect businesses in the event that they're held legally responsible for property damage or personal injury. In addition to accidents on your company's premises, this also covers events at customer locations and injuries or damage resulting from the use of your products. Overall, there are four main types of claim that are covered by our General Third-Party Liability: personal injury including slander or libel; medical expenses; bodily injury resulting in actual physical damage or loss; and property damage or loss.
It can be an expensive business to defend a claim in court, but with the right liability insurance, you can enjoy dependable, cost-effective protection against legal proceedings. Should you be required to cover damages — settlement charges, compensation or legal fees — you can take peace of mind from the fact that