Get a FREE quote


Find an Insurance Advisor near you in St. Albert today!

find an insurance advisor near you find an insurance advisor near you

Water damage insurance in St. Albert, AB

Canada has experienced an increasing number of severe storms in recent years, which means the time is right for St. Albert homeowners, renters and landlords to start considering water damage insurance. What you may not realize is just how financially damaging extreme weather can be: severe conditions have cost Canadians nearly $10 billion in insurance claims since 1998, and half of all property claims today are the result of water and wind damage. Make sure your home is protected against Alberta's extreme weather: learn more about Comprehensive Water coverage from The Co-operators.

We can't predict the weather but we can protect your home

Until recent years, insurance against flooding rivers, lakes and other bodies of water was not available in Canada. This gap in coverage was especially apparent in 2013, when Canada experienced its worst-ever year for weather-related damage. However, you can now feel good knowing The Co-operators offers Comprehensive Water coverage to clients in St. Albert and across Alberta. Get started by using our free online assessment to find out your home’s risk level right now.

You can take action now and work to protect your home from water damage by sealing cracks in your foundation walls and basement floors, installing window wells around your basement windows, installing downspouts and regularly maintaining your eavestroughs, among other steps.

Connect with your Co-operators advisor about water damage insurance in St. Albert today and find out how we can help protect your loved ones, your home and everything in it against the effects of extreme weather.

Our Comprehensive Water coverage is:

  • Simple: This one product covers you for damage caused by sewer or water backup, flooding caused by an overflow of a body of water, buildup of surface water caused by extreme weather events, and underground water that rises and comes into your home.
  • Customizable: Get the coverage limits that best suit your individual needs.
  • Flexible: Deductibles are a percentage of the claim amount between 2% and 35% with a $1,000 minimum.
  • Budget-friendly: If you install loss prevention devices, including a backflow prevention device or a primary sump pump with a secondary automatic powered backup, we will reward you with a discount.
  • Extensive: Our coverage doesn't stop at the building itself: it also includes your personal property, detached structures and costs incurred if you have to move out during repairs. In the event of a total loss, rest assured you're not obliged to rebuild on the same site—we will still pay out your claim even if you decide to rebuild elsewhere.
Bookmark and Share

Ensuring a More Sustainable Environment

As a responsible corporate citizen, we believe in balancing our economic, environmental and social priorities. In fact, The Co-operators was recently recognized in Hewitt Associate's Green 30 guide, which identified Canada's 30 most environmentally-conscious employers. Talk to The Co-operators today about water damage insurance in St. Albert AND about what we're doing to help the environment.

Sign up for an eNewsletter today

First Name:
Last Name:
Email

All fields are required