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Water damage insurance in Spruce Grove, AB

Severe weather has become a growing concern in Canada in recent years, which is why both homeowners and renters should get equipped with water damage insurance in Spruce Grove. Half of all property claims are now attributed to water and wind damage from extreme weather, costing Canadians nearly $10 billion in insurance claims since 1998. Make sure your home is protected against Alberta's extreme weather: learn more about Comprehensive Water coverage from The Co-operators.

Certain protection for uncertain weather

Until recent years, insurance against flooding rivers, lakes and other bodies of water was not available in Canada. In 2013, this coverage gap was only too apparent as the country suffered its worst-ever year in terms of weather-related damage. Rest assured, The Co-operators now provides Comprehensive Water insurance for clients in Spruce Grove and across Alberta. Find out your home’s risk level by taking our free online assessment now.

There are steps you can take to keep unwanted water out your home, including clearing eavestroughs, installing window wells around your basement windows and keeping storm drains clear of leaves and other debris.

Speak to your Co-operators advisor about water damage insurance in Spruce Grove today and you'll see how we can protect your property against the effects of extreme and unpredictable weather.

Our Comprehensive Water coverage is:

  • Complete: This one product covers you for damage caused by sewer or water backup, flooding caused by an overflow of a body of water, buildup of surface water caused by extreme weather events, and underground water that rises and comes into your home.
  • Tailored: Get coverage limits that fit with your specific needs.
  • Flexible: As opposed to paying a flat dollar amount, your deductible will be calculated as a percentage of the claim amount (between 2% and 35%, with a $1,000 minimum).
  • Cost-effective:We offer exclusive savings on loss prevention devices like secondary automatic powered back-up sump pumps.
  • All-encompassing: Comprehensive Water covers your house, personal items and detached structures, along with any extra costs incurred from staying elsewhere while your home is in repair. If your home is completely destroyed, you can decide whether you want to rebuild at your present location, a new location or not at all; in any case, your claim will still be paid.
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Ensuring Canada's Tomorrow

As a responsible corporate citizen, we believe in balancing our economic, environmental and social priorities. In fact, The Co-operators was recently recognized in Hewitt Associate's Green 30 guide, which identified Canada's 30 most environmentally-conscious employers. Talk to The Co-operators today about our water damage insurance in Spruce Grove AND about what we're doing to help the environment.

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