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Water damage insurance in Spruce Grove, AB

As the frequency of severe storms in Canada continues to increase, it's clear that homeowners, renters and landlords in Spruce Grove are right to start thinking about water damage insurance. Since 1998, wind and water damage caused by extreme weather has cost Canadians nearly $10 billion, which is half of all property claims. It's time to learn how you can protect your property against the worst weather Alberta has to offer with Comprehensive Water coverage from The Co-operators.

Reassuring coverage against unpredictable weather

Up until a few years ago, flood insurance did not exist in Canada. Albertans especially won’t be soon to forget that 2013 was Canada’s worst-ever year for weather-related damage. We're proud to offer a solution with our new Comprehensive Water coverage for clients in cities across Alberta, including Spruce Grove. You can also get a free online assessment to find out the level of risk to your home.

You can take action now and work to protect your home from water damage by sealing cracks in your foundation walls and basement floors, installing window wells around your basement windows, installing downspouts and regularly maintaining your eavestroughs, among other steps.

Speak to your Co-operators advisor about water damage insurance in Spruce Grove today and you'll see how we can protect your property against the effects of extreme and unpredictable weather.

Our Comprehensive Water coverage is:

  • Complete: This one product covers you for damage caused by sewer or water backup, flooding caused by an overflow of a body of water, buildup of surface water caused by extreme weather events, and underground water that rises and comes into your home.
  • Tailored: Get coverage limits that fit with your specific needs.
  • Flexible: As opposed to paying a flat dollar amount, your deductible will be calculated as a percentage of the claim amount (between 2% and 35%, with a $1,000 minimum).
  • Cost-effective:We offer exclusive savings on loss prevention devices like secondary automatic powered back-up sump pumps.
  • All-encompassing: Comprehensive Water covers your house, personal items and detached structures, along with any extra costs incurred from staying elsewhere while your home is in repair. If your home is completely destroyed, you can decide whether you want to rebuild at your present location, a new location or not at all; in any case, your claim will still be paid.
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Investing in a More Sustainable Environment

As a responsible corporate citizen, we believe in balancing our economic, environmental and social priorities. In fact, The Co-operators was recently recognized in Hewitt Associate's Green 30 guide, which identified Canada's 30 most environmentally-conscious employers. Talk to The Co-operators today about water damage insurance in Spruce Grove AND about what we're doing to help the environment.

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