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Water damage insurance in Okotoks, AB

With the increase in severe storms across Canada in recent years, homeowners, renters and landlords in Okotoks know that they need to start thinking about water damage insurance. The facts speak for themselves: extreme weather has cost Canadians nearly $10 billion in insurance claims since 1998, and water and wind damage now account for half of all property claims. Find out how Comprehensive Water coverage from The Co-operators can provide the protection you need against severe weather in Alberta.

Certain protection for uncertain weather

Until recently, Canada was one of the few developed nations without insurance against flooding rivers, lakes and other bodies of water. Depending upon your needs, the lump sum benefit amount of this critical illness insurance coverage can range from $25, 000 to $2, 000, 000. We are happy to provide a solution with our new Comprehensive Water coverage, which is offered to clients throughout the province of Alberta, including in Okotoks. Take our free online assessment now to find out how high your home’s water risk is.

If you clear your storm drains and eavestroughs and install window wells around your basement windows, you can mitigate the risk of unwanted water causing damage to your home.

Don’t wait until it’s too late: contact your nearby Co-operators advisor in Okotoks today for more information on water damage insurance and get the coverage that’s right for you.

Our Comprehensive Water coverage is:

  • Complete: This one product covers you for damage caused by sewer or water backup, flooding caused by an overflow of a body of water, buildup of surface water caused by extreme weather events, and underground water that rises and comes into your home.
  • Tailored: Get coverage limits that fit with your specific needs.
  • Flexible: As opposed to paying a flat dollar amount, your deductible will be calculated as a percentage of the claim amount (between 2% and 35%, with a $1,000 minimum).
  • Cost-effective:We offer exclusive savings on loss prevention devices like secondary automatic powered back-up sump pumps.
  • All-encompassing: Comprehensive Water covers your house, personal items and detached structures, along with any extra costs incurred from staying elsewhere while your home is in repair. If your home is completely destroyed, you can decide whether you want to rebuild at your present location, a new location or not at all; in any case, your claim will still be paid.
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Taking Care of the Environment

As a responsible corporate citizen, we believe in balancing our economic, environmental and social priorities. In fact, The Co-operators was recently recognized in Hewitt Associate's Green 30 guide, which identified Canada's 30 most environmentally-conscious employers. Talk to The Co-operators today about water damage insurance in Okotoks AND about what we're doing to help the environment.

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