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Water damage insurance in Lloydminster, AB

As the frequency of severe storms in Canada continues to increase, it's clear that homeowners, renters and landlords in Lloydminster are right to start thinking about water damage insurance. What you may not realize is just how financially damaging extreme weather can be: severe conditions have cost Canadians nearly $10 billion in insurance claims since 1998, and half of all property claims today are the result of water and wind damage. Fortunately, you can put an end to your worries with Comprehensive Water coverage, a new offering in Alberta from The Co-operators.

We can't predict the weather but we can protect your home

It's true that Canada was one of the very few developed nations without flooding insurance until very recently. Albertans especially won’t be soon to forget that 2013 was Canada’s worst-ever year for weather-related damage. For that reason, we're proud to provide Comprehensive Water coverage for our clients in cities across Alberta, including Lloydminster. If you need to determine the risk to your home, there's also our easy-to-use online assessment tool.

You can be proactive about minimizing water damage to your home by installing downspouts, sealing cracks in your foundation, cleaning your eavestroughs and ensuring storm drains are clear of leaves and other debris.

Your Co-operators advisor can tell you all about our water damage insurance in Lloydminster—and how our coverage can protect your loved ones, your home and everything in it when extreme weather strikes.

Our Comprehensive Water coverage is:

  • Simple: This one product covers you for damage caused by sewer or water backup, flooding caused by an overflow of a body of water, buildup of surface water caused by extreme weather events, and underground water that rises and comes into your home.
  • Personal: Take out tailored coverage limits that are appropriate for your unique needs.
  • Flexible: Your deductible is a percentage of the claim amount—between 2% and 35% with a $1,000 minimum.
  • Budget-friendly: With The Co-operators, loss prevention devices are rewarded with discounts. That includes a backflow prevention device or a primary sump pump with a secondary automatic powered backup.
  • Extensive: Our coverage includes your home, personal property and detached structures, as well as any costs incurred if you have to move out while your home is being repaired. If your home is at a total loss, we will pay your claim even if you make the decision to rebuild in another location.
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Ensuring Canada's Tomorrow

As a responsible corporate citizen, we believe in balancing our economic, environmental and social priorities. In fact, The Co-operators was recently recognized in Hewitt Associate's Green 30 guide, which identified Canada's 30 most environmentally-conscious employers. Talk to The Co-operators today about our water damage insurance in Lloydminster AND about what we're doing to help the environment.

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