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Water damage insurance in Lethbridge, AB

As the frequency of severe storms in Canada continues to increase, it's clear that homeowners, renters and landlords in Lethbridge are right to start thinking about water damage insurance. It's estimated that half of all property claims can be attributed to damage caused by extreme weather, which has cost Canadians almost $10 billion in insurance claims since 1998. Make sure your home is protected against Alberta's extreme weather: learn more about Comprehensive Water coverage from The Co-operators.

We can't predict the weather but we can protect your home

It's true that Canada was one of the very few developed nations without flooding insurance until very recently. In 2013, this coverage gap was only too apparent as the country suffered its worst-ever year in terms of weather-related damage. We're proud to offer a solution with our new Comprehensive Water coverage for clients in cities across Alberta, including Lethbridge. You can also get a free online assessment to find out the level of risk to your home.

You can be proactive about minimizing water damage to your home by installing downspouts, sealing cracks in your foundation, cleaning your eavestroughs and ensuring storm drains are clear of leaves and other debris.

Get in touch with your local Co-operators advisor about water damage insurance in Lethbridge today and learn more about the ways in which we can protect your home and everything in it against the damaging effects of severe weather.

Our Comprehensive Water coverage is:

  • Simple: This one product covers you for damage caused by sewer or water backup, flooding caused by an overflow of a body of water, buildup of surface water caused by extreme weather events, and underground water that rises and comes into your home.
  • Tailored: Get made-to-measure coverage limits that fit your particular needs.
  • Flexible: Instead of paying a flat amount, your deductible is a percentage of the claim amount (between 2% and 35%, with a $1,000 minimum).
  • Budget-friendly: If you install loss prevention devices, we'll provide a discount. That includes a backflow prevention device or a primary sump pump with a secondary automatic powered backup.
  • Extensive: We don't only cover your home but also your personal property, detached structures and costs incurred in the event that you need to move out of your home while it's being repaired. In the event that your home is at a complete loss, you are not obligated to rebuild — we’ll honour your claim even if you rebuild elsewhere.
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It's Insurance for a More Sustainable Future

As a responsible corporate citizen, we believe in balancing our economic, environmental and social priorities. In fact, The Co-operators was recently recognized in Hewitt Associate's Green 30 guide, which identified Canada's 30 most environmentally-conscious employers. Talk to The Co-operators today about our water damage insurance in Lethbridge AND about what we're doing to help the environment.

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