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Water damage insurance in Lacombe, AB

With the increase in severe storms across Canada in recent years, homeowners, renters and landlords in Lacombe know that they need to start thinking about water damage insurance. It’s no secret either that severe weather is extremely costly; in fact, water and wind damage account for half of all property claims in Canada, and extreme conditions have cost Canadians almost $10 billion in insurance claims since 1998. Find out how Comprehensive Water coverage from The Co-operators can provide the protection you need against severe weather in Alberta.

Protection against extreme weather conditions

It wasn’t until very recently that Canadians were able to obtain insurance against overland flooding. Albertans especially won’t be soon to forget that 2013 was Canada’s worst-ever year for weather-related damage. However, you can now feel good knowing The Co-operators offers Comprehensive Water coverage to clients in Lacombe and across Alberta. Get started by using our free online assessment to find out your home’s risk level right now.

You can be proactive about minimizing water damage to your home by installing downspouts, sealing cracks in your foundation, cleaning your eavestroughs and ensuring storm drains are clear of leaves and other debris.

Talk to your local Co-operators advisor about water damage insurance in Lacombe today and discover firsthand how we can help keep your family, your home and everything in it protected from the damaging effects of severe weather.

Our Comprehensive Water coverage is:

  • Simple: This one product covers you for damage caused by sewer or water backup, flooding caused by an overflow of a body of water, buildup of surface water caused by extreme weather events, and underground water that rises and comes into your home.
  • Customizable: Get the coverage limits that best suit your individual needs.
  • Flexible: Deductibles are a percentage of the claim amount between 2% and 35% with a $1,000 minimum.
  • Budget-friendly: If you install loss prevention devices, including a backflow prevention device or a primary sump pump with a secondary automatic powered backup, we will reward you with a discount.
  • Extensive: Our coverage doesn't stop at the building itself: it also includes your personal property, detached structures and costs incurred if you have to move out during repairs. In the event of a total loss, rest assured you're not obliged to rebuild on the same site — we will still pay out your claim even if you decide to rebuild elsewhere.
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Ensuring a Greener Tomorrow

As a responsible corporate citizen, we believe in balancing our economic, environmental and social priorities. In fact, The Co-operators was recently recognized in Hewitt Associate's Green 30 guide, which identified Canada's 30 most environmentally-conscious employers. Talk to The Co-operators today about our water damage insurance in Lacombe AND about what we're doing to help the environment.
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