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Water damage insurance in High Prairie, AB

Canada has experienced an increasing number of severe storms in recent years, which means the time is right for High Prairie homeowners, renters and landlords to start considering water damage insurance. What you may not realize is just how financially damaging extreme weather can be: severe conditions have cost Canadians nearly $10 billion in insurance claims since 1998, and half of all property claims today are the result of water and wind damage. It's time to learn how you can protect your property against the worst weather Alberta has to offer with Comprehensive Water coverage from The Co-operators.

Stay protected, no matter the weather

Until recent years, insurance against flooding rivers, lakes and other bodies of water was not available in Canada. This lack of coverage came to the forefront in 2013, when Canada faced its most destructive year to date for weather-related damage. However, you can now feel good knowing The Co-operators offers Comprehensive Water coverage to clients in High Prairie and across Alberta. Get started by using our free online assessment to find out your home’s risk level right now.

If you clear your storm drains and eavestroughs and install window wells around your basement windows, you can mitigate the risk of unwanted water causing damage to your home.

Your Co-operators advisor can tell you all about our water damage insurance in High Prairie—and how our coverage can protect your loved ones, your home and everything in it when extreme weather strikes.

Our Comprehensive Water coverage is:

  • Inclusive: This one product covers you for damage caused by sewer or water backup, flooding caused by an overflow of a body of water, buildup of surface water caused by extreme weather events, and underground water that rises and comes into your home.
  • Individualized: Select the coverage limits that work best with your family’s needs.
  • Flexible: Instead of paying a fixed dollar amount, your deductible will be a percentage of the claim amount, ranging from 2% to 35% with a $1,000 minimum.
  • Value-added: You can benefit from savings on the purchase of loss prevention devices, such as a secondary automatic powered back-up sump pump.
  • Broad: Your home, personal property and detached structures are all covered, in addition to any surplus costs incurred in the event you are required to live elsewhere while your home is being repaired. Should your home be irreparable, you can choose to rebuild at your current location, a new location or not at all; in any event, we will still pay your claim.
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Ensuring a More Sustainable Environment

As a responsible corporate citizen, we believe in balancing our economic, environmental and social priorities. In fact, The Co-operators was recently recognized in Hewitt Associate's Green 30 guide, which identified Canada's 30 most environmentally-conscious employers. Talk to The Co-operators today about water damage insurance in High Prairie AND about what we're doing to help the environment.

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