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Water damage insurance in Cold Lake, AB

The number of severe storms in Canada has risen dramatically in recent years, which means homeowners, renters and landlords in Cold Lake are more aware about water damage insurance than ever before. The facts speak for themselves: extreme weather has cost Canadians nearly $10 billion in insurance claims since 1998, and water and wind damage now account for half of all property claims. Find out how you can protect your home against Alberta's extreme weather with Comprehensive Water coverage from The Co-operators.

Stay protected, no matter the weather

Many developed nations have insurance against flooding rivers, lakes and other bodies of water, but, until recently, Canada wasn't one of them. Depending upon your needs, the lump sum benefit amount of this critical illness insurance coverage can range from $25, 000 to $2, 000, 000. Rest assured, The Co-operators now provides Comprehensive Water insurance for clients in Cold Lake and across Alberta. Find out your home’s risk level by taking our free online assessment now.

By clearing eavestroughs, putting window wells around basement windows and making sure storm drains are clear of debris, you can help prevent unwanted water from making it into your home.

The Co-operators is the name that generations of Canadians have known for high quality, Canadian water damage insurance in Cold Lake. Count on us for knowledgeable, reliable service and information about water damage insurance in Cold Lake and more.

Our Comprehensive Water coverage is:

  • Simple: This one product covers you for damage caused by sewer or water backup, flooding caused by an overflow of a body of water, buildup of surface water caused by extreme weather events, and underground water that rises and comes into your home.
  • Customizable: Get the coverage limits that best suit your individual needs.
  • Flexible: Deductibles are a percentage of the claim amount between 2% and 35% with a $1,000 minimum.
  • Budget-friendly: If you install loss prevention devices, including a backflow prevention device or a primary sump pump with a secondary automatic powered backup, we will reward you with a discount.
  • Extensive: Our coverage doesn't stop at the building itself: it also includes your personal property, detached structures and costs incurred if you have to move out during repairs. In the event of a total loss, rest assured you're not obliged to rebuild on the same site—we will still pay out your claim even if you decide to rebuild elsewhere.
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Ensuring a Greener Future for Canadian Families

As a responsible corporate citizen, we believe in balancing our economic, environmental and social priorities. In fact, The Co-operators was recently recognized in Hewitt Associate's Green 30 guide, which identified Canada's 30 most environmentally-conscious employers. Talk to The Co-operators today about water damage insurance in Cold Lake AND about what we're doing to help the environment.

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