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Water damage insurance in Chestermere, AB

As the frequency of severe storms in Canada continues to increase, it's clear that homeowners, renters and landlords in Chestermere are right to start thinking about water damage insurance. Half of all property claims are now attributed to water and wind damage from extreme weather, costing Canadians nearly $10 billion in insurance claims since 1998. Find out how you can protect your home against Alberta's extreme weather with Comprehensive Water coverage from The Co-operators.

We can't predict the weather but we can protect your home

Until recent years, insurance against flooding rivers, lakes and other bodies of water was not available in Canada. In 2013, this coverage gap was only too apparent as the country suffered its worst-ever year in terms of weather-related damage. That's why we're proud to offer our new Comprehensive Water coverage to our clients in cities across Alberta, including Chestermere. There's also our free online assessment tool so you can determine the level of risk to your home.

You can take action now and work to protect your home from water damage by sealing cracks in your foundation walls and basement floors, installing window wells around your basement windows, installing downspouts and regularly maintaining your eavestroughs, among other steps.

Talk to your local Co-operators advisor about water damage insurance in Chestermere today and discover firsthand how we can help keep your family, your home and everything in it protected from the damaging effects of severe weather.

Our Comprehensive Water coverage is:

  • Simple: This one product covers you for damage caused by sewer or water backup, flooding caused by an overflow of a body of water, buildup of surface water caused by extreme weather events, and underground water that rises and comes into your home.
  • Tailored: Get made-to-measure coverage limits that fit your particular needs.
  • Flexible: Instead of paying a flat amount, your deductible is a percentage of the claim amount (between 2% and 35%, with a $1,000 minimum).
  • Budget-friendly: If you install loss prevention devices, we'll provide a discount. That includes a backflow prevention device or a primary sump pump with a secondary automatic powered backup.
  • Extensive: We don't only cover your home but also your personal property, detached structures and costs incurred in the event that you need to move out of your home while it's being repaired. In the event that your home is at a complete loss, you are not obligated to rebuild — we’ll honour your claim even if you rebuild elsewhere.
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Ensuring a Greener Tomorrow

As a responsible corporate citizen, we believe in balancing our economic, environmental and social priorities. In fact, The Co-operators was recently recognized in Hewitt Associate's Green 30 guide, which identified Canada's 30 most environmentally-conscious employers. Talk to The Co-operators today about our water damage insurance in Chestermere AND about what we're doing to help the environment.
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