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Water damage insurance in Calgary, AB

The number of severe storms in Canada has risen dramatically in recent years, which means homeowners, renters and landlords in Calgary are more aware about water damage insurance than ever before. Did you know that around half of all property claims are the direct result of weather-related water and wind damage, which has cost Canadians nearly $10 billion in insurance claims since 1998? Make sure your home is protected against Alberta's extreme weather: learn more about Comprehensive Water coverage from The Co-operators.

Weather the storm with complete coverage

It wasn’t until very recently that Canadians were able to obtain insurance against overland flooding. This gap in coverage was all too clear in 2013, which remains one of the country's most destructive and costly years in terms of weather-related damage. We're proud to offer a solution with our new Comprehensive Water coverage for clients in cities across Alberta, including Calgary. You can also get a free online assessment to find out the level of risk to your home.

You don’t have to wait to better protect your home from water damage: take action now by sealing any cracks in your foundation walls and basement floors, cleaning your eavestroughs on a regular basis, installing downspouts and keeping storm drains clear of debris, among other steps.

The Co-operators is the name that generations of Canadians have known for high quality, Canadian water damage insurance in Calgary. Count on us for knowledgeable, reliable service and information about water damage insurance in Calgary and more.

Our Comprehensive Water coverage is:

  • Simple: This one product covers you for damage caused by sewer or water backup, flooding caused by an overflow of a body of water, buildup of surface water caused by extreme weather events, and underground water that rises and comes into your home.
  • Personalized: Get tailored coverage limits to suit your individual needs.
  • Flexible: Rather than paying a flat dollar amount, your deductible is a percentage of the claim amount between 2% and 35% with a $1,000 minimum.
  • Budget-friendly: You can enjoy discounts if you install loss prevention devices, including a backflow prevention device or a primary sump pump with a secondary automatic powered backup.
  • Extensive: We cover your home, personal property, detached structures and costs incurred if you have to move out of your home while it's repaired. If your home is a complete loss, there’s no obligation to rebuild; we’ll still pay your claim if you decide to rebuild elsewhere.
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Ensuring a More Sustainable Environment

As a responsible corporate citizen, we believe in balancing our economic, environmental and social priorities. In fact, The Co-operators was recently recognized in Hewitt Associate's Green 30 guide, which identified Canada's 30 most environmentally-conscious employers. Talk to The Co-operators today about water damage insurance in Calgary AND about what we're doing to help the environment.

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