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Water damage insurance in Alberta

Extreme weather is on the rise in Canada: stay prepared with water damage insurance in Alberta. Water-related natural disasters are the biggest and costliest type of natural disaster in the country; however, many Albertans wrongly believe they are covered against this kind of water damage. But now The Co-operators has you covered with Comprehensive Water insurance for coverage against water damage caused by sewer and water backups, flooding, surface water buildup from extreme weather, and rising of the water table.

Protect your home from costly water damage

If you are an Alberta homeowner, you can now get Comprehensive Water coverage, which has been developed to protect your home from many different types of water damage, including flooding, which is not included in home insurance. For your peace of mind, your home, personal items and detached structures are all included; coverage also features up to six weeks of living expenses in the event that you need to live away from your home while it is being repaired. Should your home be destroyed beyond repair, you can decide whether you wish to rebuild at your present location, a different location or not rebuild at all; in any case, your claim will still be paid.

If you’re ready to learn more about water damage insurance in Alberta, simply choose your city to find your local insurance advisor. You can feel good knowing we will work closely with you so you can better understand your property’s risk and learn the steps you can take today to help minimize the risk of water damage to your home. You can also receive a free personalized risk assessment right now through our online tool. For coverage that meets your unique needs, look no further than The Co-operators.

What does Comprehensive Water coverage include?

  • One coverage limit: Select a single coverage amount to use for your home, loss of use, cleanup and debris removal, swimming pools or hot tubs, or updates you have to make to obey bylaws.
  • Unique deductible structure: Your deductible is a percentage of the claim amount (from 2% to 35%, with a $1,000 minimum), instead of one flat amount.
  • Personalized protection: Get custom coverage limits that meet your unique needs.
  • Exclusive offers: Take advantage of discounted rates on the installation of loss prevention devices, including backflow prevention devices and sump pumps with a secondary emergency backup.
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