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Find out more about our sewer backup insurance options: locate your nearest Insurance Advisor in Rocky Mountain House today.

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Sewer backup insurance in Rocky Mountain House, AB

With the increase in severe storms across Canada in recent years, homeowners, renters and landlords in Rocky Mountain House know that they need to start thinking about sewer backup insurance. It’s no secret either that severe weather is extremely costly; in fact, water and wind damage account for half of all property claims in Canada, and extreme conditions have cost Canadians almost $10 billion in insurance claims since 1998. Make sure your home is protected against Alberta's extreme weather: learn more about Comprehensive Water coverage from The Co-operators.

Real protection against unpredictable weather

Many developed nations have insurance against flooding rivers, lakes and other bodies of water, but, until recently, Canada wasn't one of them. This gap in coverage was all too clear in 2013, which remains one of the country's most destructive and costly years in terms of weather-related damage. Our insurance keeps you covered.

You don’t have to wait to better protect your home from water damage: take action now by sealing any cracks in your foundation walls and basement floors, cleaning your eavestroughs on a regular basis, installing downspouts and keeping storm drains clear of debris, among other steps.

Your Co-operators advisor can tell you all about our sewer backup insurance in Rocky Mountain House—and how our coverage can protect your loved ones, your home and everything in it when extreme weather strikes.

Our Comprehensive Water coverage is:

  • Inclusive: This one product covers you for damage caused by sewer or water backup, flooding caused by an overflow of a body of water, buildup of surface water caused by extreme weather events, and underground water that rises and comes into your home.
  • Individualized: Select the coverage limits that work best with your family’s needs.
  • Flexible: Instead of paying a fixed dollar amount, your deductible will be a percentage of the claim amount, ranging from 2% to 35% with a $1,000 minimum.
  • Value-added: You can benefit from savings on the purchase of loss prevention devices, such as a secondary automatic powered back-up sump pump.
  • Broad: Your home, personal property and detached structures are all covered, in addition to any surplus costs incurred in the event you are required to live elsewhere while your home is being repaired. Should your home be irreparable, you can choose to rebuild at your current location, a new location or not at all; in any event, we will still pay your claim.
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Ensuring a More Sustainable Environment

As a responsible corporate citizen, we believe in balancing our economic, environmental and social priorities. In fact, The Co-operators was recently recognized in Hewitt Associate's Green 30 guide, which identified Canada's 30 most environmentally-conscious employers. Talk to The Co-operators today about sewer backup insurance in Rocky Mountain House AND about what we're doing to help the environment.

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