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Sewer backup insurance in Falher, AB

Canada has experienced an increasing number of severe storms in recent years, which means the time is right for Falher homeowners, renters and landlords to start considering sewer backup insurance. It’s no secret either that severe weather is extremely costly; in fact, water and wind damage account for half of all property claims in Canada, and extreme conditions have cost Canadians almost $10 billion in insurance claims since 1998. Find out how you can protect your home against Alberta's extreme weather with Comprehensive Water coverage from The Co-operators.

Real protection against unpredictable weather

Until recently, Canada was one of the few developed nations without insurance against flooding rivers, lakes and other bodies of water. This anomaly was easy to see in 2013, when Canadians experienced their worst-ever year for weather-related damage. That's why we're proud to offer our new Comprehensive Water coverage to our clients in cities across Alberta, including Falher. There's also our free online assessment tool so you can determine the level of risk to your home.

You can take action now and work to protect your home from water damage by sealing cracks in your foundation walls and basement floors, installing window wells around your basement windows, installing downspouts and regularly maintaining your eavestroughs, among other steps.

Don’t wait until it’s too late: contact your nearby Co-operators advisor in Falher today for more information on sewer backup insurance and get the coverage that’s right for you.

Our Comprehensive Water coverage is:

  • Simple: This one product covers you for damage caused by sewer or water backup, flooding caused by an overflow of a body of water, buildup of surface water caused by extreme weather events, and underground water that rises and comes into your home.
  • Customizable: Get the coverage limits that best suit your individual needs.
  • Flexible: Deductibles are a percentage of the claim amount between 2% and 35% with a $1,000 minimum.
  • Budget-friendly: If you install loss prevention devices, including a backflow prevention device or a primary sump pump with a secondary automatic powered backup, we will reward you with a discount.
  • Extensive: Our coverage doesn't stop at the building itself: it also includes your personal property, detached structures and costs incurred if you have to move out during repairs. In the event of a total loss, rest assured you're not obliged to rebuild on the same site—we will still pay out your claim even if you decide to rebuild elsewhere.
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Ensuring a Greener Tomorrow

As a responsible corporate citizen, we believe in balancing our economic, environmental and social priorities. In fact, The Co-operators was recently recognized in Hewitt Associate's Green 30 guide, which identified Canada's 30 most environmentally-conscious employers. Talk to The Co-operators today about our sewer backup insurance in Falher AND about what we're doing to help the environment.
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