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Flood insurance in Three Hills, AB

Severe weather is becoming increasingly problematic for Canadian homeowners, renters and landlords; as a result, it’s extremely important to have flood insurance in Three Hills. It’s no secret either that severe weather is extremely costly; in fact, water and wind damage account for half of all property claims in Canada, and extreme conditions have cost Canadians almost $10 billion in insurance claims since 1998. Find out how Comprehensive Water coverage from The Co-operators can provide the protection you need against severe weather in Alberta.

What sets us apart?

Flood damage can cost homeowners thousands of dollars to repair, but our flood damage insurance is affordably priced. Yet that’s just one example of what sets us apart. Our network of expert advisors throughout Three Hills are always prepared to provide exceptional customer service and advice on your flood damage insurance. After all, being a relatively new type of insurance in Canada, you’re likely to have questions beyond the cost of coverage. Work with us and find out why we've thrived as a co-operative for more than 70 years—always putting our members and communities first.

Weather the storm with complete coverage

It's true that Canada was one of the very few developed nations without flooding insurance until very recently. This coverage gap was highlighted in 2013, the country’s worst-ever year for weather-related damage. We are happy to provide a solution with our new Comprehensive Water coverage, which is offered to clients throughout the province of Alberta, including in Three Hills. Take our free online assessment now to find out how high your home’s water risk is.

By clearing eavestroughs, putting window wells around basement windows and making sure storm drains are clear of debris, you can help prevent unwanted water from making it into your home.

The Co-operators is the name that generations of Canadians have known for high quality, Canadian flood insurance in Three Hills. Count on us for knowledgeable, reliable service and information about flood insurance in Three Hills and more.

Our Comprehensive Water coverage is:

  • Simple: This one product covers you for damage caused by sewer or water backup, flooding caused by an overflow of a body of water, buildup of surface water caused by extreme weather events, and underground water that rises and comes into your home.
  • Personalized: Get tailored coverage limits to suit your individual needs.
  • Flexible: Rather than paying a flat dollar amount, your deductible is a percentage of the claim amount between 2% and 35% with a $1,000 minimum.
  • Budget-friendly: You can enjoy discounts if you install loss prevention devices, including a backflow prevention device or a primary sump pump with a secondary automatic powered backup.
  • Extensive: We cover your home, personal property, detached structures and costs incurred if you have to move out of your home while it's repaired. If your home is a complete loss, there’s no obligation to rebuild; we’ll still pay your claim if you decide to rebuild elsewhere.
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Investing in a Healthier Tomorrow

As a responsible corporate citizen, we believe in balancing our economic, environmental and social priorities. In fact, The Co-operators was recently recognized in Hewitt Associate's Green 30 guide, which identified Canada's 30 most environmentally-conscious employers. Talk to The Co-operators today about our flood insurance in Three Hills AND about what we're doing to help the environment.

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