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Flood insurance in Spirit River, AB

Severe weather has become a growing concern in Canada in recent years, which is why both homeowners and renters should get equipped with flood insurance in Spirit River. Half of all property claims are now attributed to water and wind damage from extreme weather, costing Canadians nearly $10 billion in insurance claims since 1998. Find out how Comprehensive Water coverage from The Co-operators can protect your biggest investment against the effects of Alberta's worst weather.

What sets us apart?

Flood damage can cost homeowners thousands of dollars to repair, but our flood damage insurance is affordably priced. Yet that's not the only thing that sets us apart. With our network of advisors in Alberta and beyond, you can expect exceptional service and expert advice about flood insurance coverage. After all, this type of insurance is relatively new to Canada, so you need to know more than just the price on the quote. Work with us and find out why we've thrived as a co-operative for more than 70 years—always putting our members and communities first.

Stay protected, no matter the weather

Up until a few years ago, flood insurance did not exist in Canada. In 2013, this coverage gap was only too apparent as the country suffered its worst-ever year in terms of weather-related damage. For that reason, we're proud to provide Comprehensive Water coverage for our clients in cities across Alberta, including Spirit River. If you need to determine the risk to your home, there's also our easy-to-use online assessment tool.

If you clear your storm drains and eavestroughs and install window wells around your basement windows, you can mitigate the risk of unwanted water causing damage to your home.

Don’t wait until it’s too late: contact your nearby Co-operators advisor in Spirit River today for more information on flood insurance and get the coverage that’s right for you.

Our Comprehensive Water coverage is:

  • Simple: This one product covers you for damage caused by sewer or water backup, flooding caused by an overflow of a body of water, buildup of surface water caused by extreme weather events, and underground water that rises and comes into your home.
  • Customizable: Get the coverage limits that best suit your individual needs.
  • Flexible: Deductibles are a percentage of the claim amount between 2% and 35% with a $1,000 minimum.
  • Budget-friendly: If you install loss prevention devices, including a backflow prevention device or a primary sump pump with a secondary automatic powered backup, we will reward you with a discount.
  • Extensive: Our coverage doesn't stop at the building itself: it also includes your personal property, detached structures and costs incurred if you have to move out during repairs. In the event of a total loss, rest assured you're not obliged to rebuild on the same site—we will still pay out your claim even if you decide to rebuild elsewhere.
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Taking Care of the Environment

As a responsible corporate citizen, we believe in balancing our economic, environmental and social priorities. In fact, The Co-operators was recently recognized in Hewitt Associate's Green 30 guide, which identified Canada's 30 most environmentally-conscious employers. Talk to The Co-operators today about flood insurance in Spirit River AND about what we're doing to help the environment.

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