Get a FREE quote


To learn more, contact your local Co-operators insurance advisor in Alberta today!

find an insurance advisor near you find an insurance advisor near you

Flood insurance in Smoky Lake, AB

There’s no question that severe weather is in the rise in Canada, which is all the more reason for Smoky Lake homeowners and renters alike to obtain flood insurance. Half of all property claims are now attributed to water and wind damage from extreme weather, costing Canadians nearly $10 billion in insurance claims since 1998. It's time to learn how you can protect your property against the worst weather Alberta has to offer with Comprehensive Water coverage from The Co-operators.

What sets us apart?

Flood damage can cost homeowners thousands of dollars to repair, but our flood damage insurance is affordably priced. Yet that's not the only thing that sets us apart. With our network of advisors in Alberta and beyond, you can expect exceptional service and expert advice about flood insurance coverage. After all, this type of insurance is relatively new to Canada, so you need to know more than just the price on the quote. Work with us and find out why we've thrived as a co-operative for more than 70 years—always putting our members and communities first.

We can't predict the weather but we can protect your home

Many developed nations have insurance against flooding rivers, lakes and other bodies of water, but, until recently, Canada wasn't one of them. This gap in coverage was all too clear in 2013, which remains one of the country's most destructive and costly years in terms of weather-related damage. That's why we're pleased to introduce Comprehensive Water coverage for our valued clients in cities across Alberta, including Smoky Lake. Start by taking our free online assessment to understand the level of risk to your property.

By clearing eavestroughs, putting window wells around basement windows and making sure storm drains are clear of debris, you can help prevent unwanted water from making it into your home.

To learn more about flood insurance and to review your options, get in touch with your local Co-operators advisor in Smoky Lake today.

Our Comprehensive Water coverage is:

  • Simple: This one product covers you for damage caused by sewer or water backup, flooding caused by an overflow of a body of water, buildup of surface water caused by extreme weather events, and underground water that rises and comes into your home.
  • Personal: Take out tailored coverage limits that are appropriate for your unique needs.
  • Flexible: Your deductible is a percentage of the claim amount—between 2% and 35% with a $1,000 minimum.
  • Budget-friendly: With The Co-operators, loss prevention devices are rewarded with discounts. That includes a backflow prevention device or a primary sump pump with a secondary automatic powered backup.
  • Extensive: Our coverage includes your home, personal property and detached structures, as well as any costs incurred if you have to move out while your home is being repaired. If your home is at a total loss, we will pay your claim even if you make the decision to rebuild in another location.
Bookmark and Share

Investing in a Healthier Tomorrow

As a responsible corporate citizen, we believe in balancing our economic, environmental and social priorities. In fact, The Co-operators was recently recognized in Hewitt Associate's Green 30 guide, which identified Canada's 30 most environmentally-conscious employers. Talk to The Co-operators today about our flood insurance in Smoky Lake AND about what we're doing to help the environment.

Sign up for an eNewsletter today

First Name:
Last Name:
Email

All fields are required