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Flood insurance in Smoky Lake, AB

Severe weather is becoming increasingly problematic for Canadian homeowners, renters and landlords; as a result, it’s extremely important to have flood insurance in Smoky Lake. What you may not realize is just how financially damaging extreme weather can be: severe conditions have cost Canadians nearly $10 billion in insurance claims since 1998, and half of all property claims today are the result of water and wind damage. Find out how you can protect your home against Alberta's extreme weather with Comprehensive Water coverage from The Co-operators.

What sets us apart?

It’s possible for homeowners to be stuck with a bill in the thousands for flood damage repair, which is why we provide affordable flood damage insurance. Yet that's not the only thing that sets us apart. For the best customer service and advice about flood insurance coverage in Smoky Lake, you can count on our network of experienced advisors. After all, this type of insurance is relatively new to Canada, so you need to know more than just the price on the quote. With 70 years of experience, we’re a co-operative that knows exactly how to make our members and communities our top priority.

Certain protection for uncertain weather

Many developed nations have insurance against flooding rivers, lakes and other bodies of water, but, until recently, Canada wasn't one of them. This gap in coverage was especially apparent in 2013, when Canada experienced its worst-ever year for weather-related damage. We're proud to offer a solution with our new Comprehensive Water coverage for clients in cities across Alberta, including Smoky Lake. You can also get a free online assessment to find out the level of risk to your home.

By clearing eavestroughs, putting window wells around basement windows and making sure storm drains are clear of debris, you can help prevent unwanted water from making it into your home.

Speak to your Co-operators advisor about flood insurance in Smoky Lake today and you'll see how we can protect your property against the effects of extreme and unpredictable weather.

Our Comprehensive Water coverage is:

  • Complete: This one product covers you for damage caused by sewer or water backup, flooding caused by an overflow of a body of water, buildup of surface water caused by extreme weather events, and underground water that rises and comes into your home.
  • Tailored: Get coverage limits that fit with your specific needs.
  • Flexible: As opposed to paying a flat dollar amount, your deductible will be calculated as a percentage of the claim amount (between 2% and 35%, with a $1,000 minimum).
  • Cost-effective:We offer exclusive savings on loss prevention devices like secondary automatic powered back-up sump pumps.
  • All-encompassing: Comprehensive Water covers your house, personal items and detached structures, along with any extra costs incurred from staying elsewhere while your home is in repair. If your home is completely destroyed, you can decide whether you want to rebuild at your present location, a new location or not at all; in any case, your claim will still be paid.
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Ensuring Canada's Tomorrow

As a responsible corporate citizen, we believe in balancing our economic, environmental and social priorities. In fact, The Co-operators was recently recognized in Hewitt Associate's Green 30 guide, which identified Canada's 30 most environmentally-conscious employers. Talk to The Co-operators today about our flood insurance in Smoky Lake AND about what we're doing to help the environment.

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