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Flood insurance in Rocky Mountain House, AB

Canada has experienced an increasing number of severe storms in recent years, which means the time is right for Rocky Mountain House homeowners, renters and landlords to start considering flood insurance. Did you know that around half of all property claims are the direct result of weather-related water and wind damage, which has cost Canadians nearly $10 billion in insurance claims since 1998? Rest assured you can now obtain coverage against extreme weather in Alberta with Comprehensive Water insurance from The Co-operators.

What sets us apart?

The cost of repairing flood damage can set homeowners back thousands of dollars, which is why we provide reasonably priced flood damage insurance. But that’s not the only thing we have to offer. With our strong network of advisors across Rocky Mountain House and beyond, you’ll have access to the best customer service and expert advice on flood insurance coverage. After all, this type of insurance is relatively new to Canada, so you need to know more than just the price on the quote. As a co-operative for the last 70 plus years, we have plenty of experience putting our members and communities first—that’s why you should work with us!

Real protection against unpredictable weather

Up until a few years ago, flood insurance did not exist in Canada. This anomaly was easy to see in 2013, when Canadians experienced their worst-ever year for weather-related damage. However, you can now feel good knowing The Co-operators offers Comprehensive Water coverage to clients in Rocky Mountain House and across Alberta. Get started by using our free online assessment to find out your home’s risk level right now.

If you clear your storm drains and eavestroughs and install window wells around your basement windows, you can mitigate the risk of unwanted water causing damage to your home.

Speak to your Co-operators advisor about flood insurance in Rocky Mountain House today and you'll see how we can protect your property against the effects of extreme and unpredictable weather.

Our Comprehensive Water coverage is:

  • Simple: This one product covers you for damage caused by sewer or water backup, flooding caused by an overflow of a body of water, buildup of surface water caused by extreme weather events, and underground water that rises and comes into your home.
  • Tailored: Get made-to-measure coverage limits that fit your particular needs.
  • Flexible: Instead of paying a flat amount, your deductible is a percentage of the claim amount (between 2% and 35%, with a $1,000 minimum).
  • Budget-friendly: If you install loss prevention devices, we'll provide a discount. That includes a backflow prevention device or a primary sump pump with a secondary automatic powered backup.
  • Extensive: We don't only cover your home but also your personal property, detached structures and costs incurred in the event that you need to move out of your home while it's being repaired. In the event that your home is at a complete loss, you are not obligated to rebuild—we’ll honour your claim even if you rebuild elsewhere.
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Investing in a Healthier Tomorrow

As a responsible corporate citizen, we believe in balancing our economic, environmental and social priorities. In fact, The Co-operators was recently recognized in Hewitt Associate's Green 30 guide, which identified Canada's 30 most environmentally-conscious employers. Talk to The Co-operators today about our flood insurance in Rocky Mountain House AND about what we're doing to help the environment.

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