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Flood insurance in Picture Butte, AB

With the increase in severe storms across Canada in recent years, homeowners, renters and landlords in Picture Butte know that they need to start thinking about flood insurance. What you may not realize is just how financially damaging extreme weather can be: severe conditions have cost Canadians nearly $10 billion in insurance claims since 1998, and half of all property claims today are the result of water and wind damage. It's time to learn how you can protect your property against the worst weather Alberta has to offer with Comprehensive Water coverage from The Co-operators.

What sets us apart?

It’s possible for homeowners to be stuck with a bill in the thousands for flood damage repair, which is why we provide affordable flood damage insurance. Yet that's not the only thing that sets us apart. For the best customer service and advice about flood insurance coverage in Picture Butte, you can count on our network of experienced advisors. After all, it’s only natural you’d have questions beyond cost when this type of insurance is relatively new to Canada. As a co-operative for the last 70 plus years, we have plenty of experience putting our members and communities first—that’s why you should work with us!

Real protection against unpredictable weather

It's true that Canada was one of the very few developed nations without flooding insurance until very recently. This lack of coverage came to the forefront in 2013, when Canada faced its most destructive year to date for weather-related damage. Our insurance keeps you covered.

If you clear your storm drains and eavestroughs and install window wells around your basement windows, you can mitigate the risk of unwanted water causing damage to your home.

Get in touch with your local Co-operators advisor about flood insurance in Picture Butte today and learn more about the ways in which we can protect your home and everything in it against the damaging effects of severe weather.

Our Comprehensive Water coverage is:

  • Simple: This one product covers you for damage caused by sewer or water backup, flooding caused by an overflow of a body of water, buildup of surface water caused by extreme weather events, and underground water that rises and comes into your home.
  • Tailored: Get made-to-measure coverage limits that fit your particular needs.
  • Flexible: Instead of paying a flat amount, your deductible is a percentage of the claim amount (between 2% and 35%, with a $1,000 minimum).
  • Budget-friendly: If you install loss prevention devices, we'll provide a discount. That includes a backflow prevention device or a primary sump pump with a secondary automatic powered backup.
  • Extensive: We don't only cover your home but also your personal property, detached structures and costs incurred in the event that you need to move out of your home while it's being repaired. In the event that your home is at a complete loss, you are not obligated to rebuild—we’ll honour your claim even if you rebuild elsewhere.
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Investing in Families, by Ensuring a Greener Future

As a responsible corporate citizen, we believe in balancing our economic, environmental and social priorities. In fact, The Co-operators was recently recognized in Hewitt Associate's Green 30 guide, which identified Canada's 30 most environmentally-conscious employers. Talk to The Co-operators today about flood insurance in Picture Butte AND about what we're doing to help the environment.

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