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Flood insurance in Picture Butte, AB

As the frequency of severe storms in Canada continues to increase, it's clear that homeowners, renters and landlords in Picture Butte are right to start thinking about flood insurance. It's estimated that half of all property claims can be attributed to damage caused by extreme weather, which has cost Canadians almost $10 billion in insurance claims since 1998. Find out how Comprehensive Water coverage from The Co-operators can provide the protection you need against severe weather in Alberta.

What sets us apart?

Flood damage can cost homeowners thousands of dollars to repair, but our flood damage insurance is affordably priced. Yet that's not the only thing that sets us apart. With our network of advisors in Alberta and beyond, you can expect exceptional service and expert advice about flood insurance coverage. After all, this type of insurance is relatively new to Canada, so you need to know more than just the price on the quote. Work with us and find out why we've thrived as a co-operative for more than 70 years—always putting our members and communities first.

Certain protection for uncertain weather

Until recently, Canada was one of the few developed nations without insurance against flooding rivers, lakes and other bodies of water. In 2013, this coverage gap was only too apparent as the country suffered its worst-ever year in terms of weather-related damage. Our insurance keeps you covered.

You don’t have to wait to better protect your home from water damage: take action now by sealing any cracks in your foundation walls and basement floors, cleaning your eavestroughs on a regular basis, installing downspouts and keeping storm drains clear of debris, among other steps.

Talk to your local Co-operators advisor about flood insurance in Picture Butte today and discover firsthand how we can help keep your family, your home and everything in it protected from the damaging effects of severe weather.

Our Comprehensive Water coverage is:

  • Simple: This one product covers you for damage caused by sewer or water backup, flooding caused by an overflow of a body of water, buildup of surface water caused by extreme weather events, and underground water that rises and comes into your home.
  • Personalized: Get tailored coverage limits to suit your individual needs.
  • Flexible: Rather than paying a flat dollar amount, your deductible is a percentage of the claim amount between 2% and 35% with a $1,000 minimum.
  • Budget-friendly: You can enjoy discounts if you install loss prevention devices, including a backflow prevention device or a primary sump pump with a secondary automatic powered backup.
  • Extensive: We cover your home, personal property, detached structures and costs incurred if you have to move out of your home while it's repaired. If your home is a complete loss, there’s no obligation to rebuild; we’ll still pay your claim if you decide to rebuild elsewhere.
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Ensuring a Greener Tomorrow

As a responsible corporate citizen, we believe in balancing our economic, environmental and social priorities. In fact, The Co-operators was recently recognized in Hewitt Associate's Green 30 guide, which identified Canada's 30 most environmentally-conscious employers. Talk to The Co-operators today about our flood insurance in Picture Butte AND about what we're doing to help the environment.
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