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Flood insurance in Morinville, AB

With the increase in severe storms across Canada in recent years, homeowners, renters and landlords in Morinville know that they need to start thinking about flood insurance. Did you know that around half of all property claims are the direct result of weather-related water and wind damage, which has cost Canadians nearly $10 billion in insurance claims since 1998? Find out how you can protect your home against Alberta's extreme weather with Comprehensive Water coverage from The Co-operators.

What sets us apart?

Flood damage can cost thousands of dollars for homeowners to repair, but our flood damage insurance is fairly priced. And that’s not the only thing that sets us apart. Our network of expert advisors throughout Morinville are always prepared to provide exceptional customer service and advice on your flood damage insurance. After all, this type of insurance is somewhat new to Canada, so you’ll need details about your coverage beyond price. As a co-operative for the last 70 plus years, we have plenty of experience putting our members and communities first—that’s why you should work with us!

Certain protection for uncertain weather

It wasn’t until very recently that Canadians were able to obtain insurance against overland flooding. This gap in coverage was all too clear in 2013, which remains one of the country's most destructive and costly years in terms of weather-related damage. For that reason, we're proud to provide Comprehensive Water coverage for our clients in cities across Alberta, including Morinville. If you need to determine the risk to your home, there's also our easy-to-use online assessment tool.

You can minimize the risk of unwanted water entering your home by installing window wells around your basement windows and making sure your eavestroughs and storm drains are free of leaves and other debris.

Don’t wait until it’s too late: contact your nearby Co-operators advisor in Morinville today for more information on flood insurance and get the coverage that’s right for you.

Our Comprehensive Water coverage is:

  • Simple: This one product covers you for damage caused by sewer or water backup, flooding caused by an overflow of a body of water, buildup of surface water caused by extreme weather events, and underground water that rises and comes into your home.
  • Tailored: Get made-to-measure coverage limits that fit your particular needs.
  • Flexible: Instead of paying a flat amount, your deductible is a percentage of the claim amount (between 2% and 35%, with a $1,000 minimum).
  • Budget-friendly: If you install loss prevention devices, we'll provide a discount. That includes a backflow prevention device or a primary sump pump with a secondary automatic powered backup.
  • Extensive: We don't only cover your home but also your personal property, detached structures and costs incurred in the event that you need to move out of your home while it's being repaired. In the event that your home is at a complete loss, you are not obligated to rebuild—we’ll honour your claim even if you rebuild elsewhere.
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Investing in Families, by Ensuring a Greener Future

As a responsible corporate citizen, we believe in balancing our economic, environmental and social priorities. In fact, The Co-operators was recently recognized in Hewitt Associate's Green 30 guide, which identified Canada's 30 most environmentally-conscious employers. Talk to The Co-operators today about flood insurance in Morinville AND about what we're doing to help the environment.

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