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Flood insurance in Medicine Hat, AB

Severe weather has become a growing concern in Canada in recent years, which is why both homeowners and renters should get equipped with flood insurance in Medicine Hat. It’s no secret either that severe weather is extremely costly; in fact, water and wind damage account for half of all property claims in Canada, and extreme conditions have cost Canadians almost $10 billion in insurance claims since 1998. Find out how Comprehensive Water coverage from The Co-operators can protect your biggest investment against the effects of Alberta's worst weather.

What sets us apart?

Flood damage can cost thousands of dollars for homeowners to repair, but our flood damage insurance is fairly priced. Yet that's not the only thing that sets us apart. With our network of advisors in Alberta and beyond, you can expect exceptional service and expert advice about flood insurance coverage. After all, being a relatively new type of insurance in Canada, you’re likely to have questions beyond the cost of coverage. Work with us and you’ll discover how we put our members and communities first through the last 70 plus years as a co-operative.

Certain protection for uncertain weather

Up until a few years ago, flood insurance did not exist in Canada. This lack of coverage came to the forefront in 2013, when Canada faced its most destructive year to date for weather-related damage. However, you can now feel good knowing The Co-operators offers Comprehensive Water coverage to clients in Medicine Hat and across Alberta. Get started by using our free online assessment to find out your home’s risk level right now.

There are steps you can take to keep unwanted water out your home, including clearing eavestroughs, installing window wells around your basement windows and keeping storm drains clear of leaves and other debris.

Don’t wait until it’s too late: contact your nearby Co-operators advisor in Medicine Hat today for more information on flood insurance and get the coverage that’s right for you.

Our Comprehensive Water coverage is:

  • Complete: This one product covers you for damage caused by sewer or water backup, flooding caused by an overflow of a body of water, buildup of surface water caused by extreme weather events, and underground water that rises and comes into your home.
  • Tailored: Get coverage limits that fit with your specific needs.
  • Flexible: As opposed to paying a flat dollar amount, your deductible will be calculated as a percentage of the claim amount (between 2% and 35%, with a $1,000 minimum).
  • Cost-effective:We offer exclusive savings on loss prevention devices like secondary automatic powered back-up sump pumps.
  • All-encompassing: Comprehensive Water covers your house, personal items and detached structures, along with any extra costs incurred from staying elsewhere while your home is in repair. If your home is completely destroyed, you can decide whether you want to rebuild at your present location, a new location or not at all; in any case, your claim will still be paid.
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Taking Care of the Environment

As a responsible corporate citizen, we believe in balancing our economic, environmental and social priorities. In fact, The Co-operators was recently recognized in Hewitt Associate's Green 30 guide, which identified Canada's 30 most environmentally-conscious employers. Talk to The Co-operators today about flood insurance in Medicine Hat AND about what we're doing to help the environment.

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