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Flood insurance in Lloydminster, AB

The number of severe storms in Canada has risen dramatically in recent years, which means homeowners, renters and landlords in Lloydminster are more aware about flood insurance than ever before. Since 1998, wind and water damage caused by extreme weather has cost Canadians nearly $10 billion, which is half of all property claims. It's time to learn how you can protect your property against the worst weather Alberta has to offer with Comprehensive Water coverage from The Co-operators.

What sets us apart?

It’s possible for homeowners to be stuck with a bill in the thousands for flood damage repair, which is why we provide affordable flood damage insurance. Yet that's not the only thing that sets us apart. For the best customer service and advice about flood insurance coverage in Lloydminster, you can count on our network of experienced advisors. After all, being a relatively new type of insurance in Canada, you’re likely to have questions beyond the cost of coverage. Work with us and you’ll discover how we put our members and communities first through the last 70 plus years as a co-operative.

Stay protected, no matter the weather

It wasn’t until very recently that Canadians were able to obtain insurance against overland flooding. This coverage gap was highlighted in 2013, the country’s worst-ever year for weather-related damage. That's why we're proud to offer our new Comprehensive Water coverage to our clients in cities across Alberta, including Lloydminster. There's also our free online assessment tool so you can determine the level of risk to your home.

There are steps you can take to keep unwanted water out your home, including clearing eavestroughs, installing window wells around your basement windows and keeping storm drains clear of leaves and other debris.

The Co-operators is the name that generations of Canadians have known for high quality, Canadian flood insurance in Lloydminster. Count on us for knowledgeable, reliable service and information about flood insurance in Lloydminster and more.

Our Comprehensive Water coverage is:

  • Simple: This one product covers you for damage caused by sewer or water backup, flooding caused by an overflow of a body of water, buildup of surface water caused by extreme weather events, and underground water that rises and comes into your home.
  • Personal: Take out tailored coverage limits that are appropriate for your unique needs.
  • Flexible: Your deductible is a percentage of the claim amount—between 2% and 35% with a $1,000 minimum.
  • Budget-friendly: With The Co-operators, loss prevention devices are rewarded with discounts. That includes a backflow prevention device or a primary sump pump with a secondary automatic powered backup.
  • Extensive: Our coverage includes your home, personal property and detached structures, as well as any costs incurred if you have to move out while your home is being repaired. If your home is at a total loss, we will pay your claim even if you make the decision to rebuild in another location.
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Investing in Families, by Ensuring a Greener Future

As a responsible corporate citizen, we believe in balancing our economic, environmental and social priorities. In fact, The Co-operators was recently recognized in Hewitt Associate's Green 30 guide, which identified Canada's 30 most environmentally-conscious employers. Talk to The Co-operators today about flood insurance in Lloydminster AND about what we're doing to help the environment.

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