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Flood insurance in Lacombe, AB

With the increase in severe storms across Canada in recent years, homeowners, renters and landlords in Lacombe know that they need to start thinking about flood insurance. Half of all property claims are now attributed to water and wind damage from extreme weather, costing Canadians nearly $10 billion in insurance claims since 1998. Fortunately, you can put an end to your worries with Comprehensive Water coverage, a new offering in Alberta from The Co-operators.

What sets us apart?

Flood damage can cost homeowners thousands of dollars to repair, but our flood damage insurance is affordably priced. Yet that's not the only thing that sets us apart. With our strong network of advisors across Lacombe and beyond, you’ll have access to the best customer service and expert advice on flood insurance coverage. After all, being a relatively new type of insurance in Canada, you’re likely to have questions beyond the cost of coverage. With 70 years of experience, we’re a co-operative that knows exactly how to make our members and communities our top priority.

We can't predict the weather but we can protect your home

It wasn’t until very recently that Canadians were able to obtain insurance against overland flooding. This gap in coverage was especially apparent in 2013, when Canada experienced its worst-ever year for weather-related damage. We are happy to provide a solution with our new Comprehensive Water coverage, which is offered to clients throughout the province of Alberta, including in Lacombe. Take our free online assessment now to find out how high your home’s water risk is.

If you clear your storm drains and eavestroughs and install window wells around your basement windows, you can mitigate the risk of unwanted water causing damage to your home.

Contact a Co-operators Insurance Advisor about flood insurance in Lacombe and let us show you why we're a better place for your flood insurance in Lacombe.

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Our Comprehensive Water coverage is:

  • Simple: This one product covers you for damage caused by sewer or water backup, flooding caused by an overflow of a body of water, buildup of surface water caused by extreme weather events, and underground water that rises and comes into your home.
  • Customizable: Get the coverage limits that best suit your individual needs.
  • Flexible: Deductibles are a percentage of the claim amount between 2% and 35% with a $1,000 minimum.
  • Budget-friendly: If you install loss prevention devices, including a backflow prevention device or a primary sump pump with a secondary automatic powered backup, we will reward you with a discount.
  • Extensive: Our coverage doesn't stop at the building itself: it also includes your personal property, detached structures and costs incurred if you have to move out during repairs. In the event of a total loss, rest assured you're not obliged to rebuild on the same site—we will still pay out your claim even if you decide to rebuild elsewhere.
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Think of it as Insurance for the Environment

As a responsible corporate citizen, we believe in balancing our economic, environmental and social priorities. In fact, The Co-operators was recently recognized in Hewitt Associate's Green 30 guide, which identified Canada's 30 most environmentally-conscious employers. Talk to The Co-operators today about our flood insurance in Lacombe AND about what we're doing to help the environment.

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