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Flood insurance in High River, AB

Canada has experienced an increasing number of severe storms in recent years, which means the time is right for High River homeowners, renters and landlords to start considering flood insurance. Since 1998, wind and water damage caused by extreme weather has cost Canadians nearly $10 billion, which is half of all property claims. Make sure your home is protected against Alberta's extreme weather: learn more about Comprehensive Water coverage from The Co-operators.

What sets us apart?

Flood damage can cost thousands of dollars for homeowners to repair, but our flood damage insurance is fairly priced. Yet that’s just one example of what sets us apart. With our network of advisors in Alberta and beyond, you can expect exceptional service and expert advice about flood insurance coverage. After all, this type of insurance is somewhat new to Canada, so you’ll need details about your coverage beyond price. As a co-operative for the last 70 plus years, we have plenty of experience putting our members and communities first—that’s why you should work with us!

Protection against extreme weather conditions

Until recently, Canada was one of the few developed nations without insurance against flooding rivers, lakes and other bodies of water. Albertans especially won’t be soon to forget that 2013 was Canada’s worst-ever year for weather-related damage. We're proud to offer a solution with our new Comprehensive Water coverage for clients in cities across Alberta, including High River. You can also get a free online assessment to find out the level of risk to your home.

You can minimize the risk of unwanted water entering your home by installing window wells around your basement windows and making sure your eavestroughs and storm drains are free of leaves and other debris.

Speak to your Co-operators advisor about flood insurance in High River today and you'll see how we can protect your property against the effects of extreme and unpredictable weather.

Our Comprehensive Water coverage is:

  • Straightforward: This one product covers you for damage caused by sewer or water backup, flooding caused by an overflow of a body of water, buildup of surface water caused by extreme weather events, and underground water that rises and comes into your home.
  • Custom: Choose the coverage that meets your specific needs.
  • Flexible: Instead of paying a flat dollar amount, your deductible is a percentage of the claim amount, ranging from 2% to 35% with a $1,000 minimum.
  • Cost-effective: You can take advantage of discounts if you choose to install such loss prevention devices as a backflow prevention device or a primary sump pump with a secondary automatic powered backup.
  • Comprehensive: Rest assured your home, personal belongings and detached structures are covered, as well as additional costs incurred if you need to stay elsewhere while your home is being repaired. If your home is unable to be repaired, it’s up to you whether you wish to rebuild or not; either way, we will still honour your claim.
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Ensuring a Greener Future for Canadian Families

As a responsible corporate citizen, we believe in balancing our economic, environmental and social priorities. In fact, The Co-operators was recently recognized in Hewitt Associate's Green 30 guide, which identified Canada's 30 most environmentally-conscious employers. Talk to The Co-operators today about flood insurance in High River AND about what we're doing to help the environment.

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