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Flood insurance in Fort MacLeod, AB

With the increase in severe storms across Canada in recent years, homeowners, renters and landlords in Fort MacLeod know that they need to start thinking about flood insurance. Local Co-operators Insurance Advisors across the province can answer any questions you might have about flood insurance. Find out how Comprehensive Water coverage from The Co-operators can provide the protection you need against severe weather in Alberta.

What sets us apart?

Flood damage can cost homeowners thousands of dollars to repair, but our flood damage insurance is affordably priced. And that’s not the only thing that sets us apart. With our strong network of advisors across Fort MacLeod and beyond, you’ll have access to the best customer service and expert advice on flood insurance coverage. After all, this type of insurance is relatively new to Canada, so you need to know more than just the price on the quote. As a co-operative for the last 70 plus years, we have plenty of experience putting our members and communities first—that’s why you should work with us!

Protection against extreme weather conditions

Many developed nations have insurance against flooding rivers, lakes and other bodies of water, but, until recently, Canada wasn't one of them. This gap in coverage was all too clear in 2013, which remains one of the country's most destructive and costly years in terms of weather-related damage. Our insurance keeps you covered.

You can take action now and work to protect your home from water damage by sealing cracks in your foundation walls and basement floors, installing window wells around your basement windows, installing downspouts and regularly maintaining your eavestroughs, among other steps.

Speak to your Co-operators advisor about flood insurance in Fort MacLeod today and you'll see how we can protect your property against the effects of extreme and unpredictable weather.

Our Comprehensive Water coverage is:

  • Straightforward: This one product covers you for damage caused by sewer or water backup, flooding caused by an overflow of a body of water, buildup of surface water caused by extreme weather events, and underground water that rises and comes into your home.
  • Custom: Choose the coverage that meets your specific needs.
  • Flexible: Instead of paying a flat dollar amount, your deductible is a percentage of the claim amount, ranging from 2% to 35% with a $1,000 minimum.
  • Cost-effective: You can take advantage of discounts if you choose to install such loss prevention devices as a backflow prevention device or a primary sump pump with a secondary automatic powered backup.
  • Comprehensive: Rest assured your home, personal belongings and detached structures are covered, as well as additional costs incurred if you need to stay elsewhere while your home is being repaired. If your home is unable to be repaired, it’s up to you whether you wish to rebuild or not; either way, we will still honour your claim.
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Ensuring Canada's Tomorrow

As a responsible corporate citizen, we believe in balancing our economic, environmental and social priorities. In fact, The Co-operators was recently recognized in Hewitt Associate's Green 30 guide, which identified Canada's 30 most environmentally-conscious employers. Talk to The Co-operators today about our flood insurance in Fort MacLeod AND about what we're doing to help the environment.

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