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Flood insurance in Drayton Valley, AB

With the increase in severe storms across Canada in recent years, homeowners, renters and landlords in Drayton Valley know that they need to start thinking about flood insurance. Half of all property claims are now attributed to water and wind damage from extreme weather, costing Canadians nearly $10 billion in insurance claims since 1998. It's time to learn how you can protect your property against the worst weather Alberta has to offer with Comprehensive Water coverage from The Co-operators.

What sets us apart?

The cost of repairing flood damage can set homeowners back thousands of dollars, which is why we provide reasonably priced flood damage insurance. Yet that's not the only thing that sets us apart. Our network of expert advisors throughout Drayton Valley are always prepared to provide exceptional customer service and advice on your flood damage insurance. After all, this type of insurance is somewhat new to Canada, so you’ll need details about your coverage beyond price. Work with us and you’ll discover how we put our members and communities first through the last 70 plus years as a co-operative.

Protection against extreme weather conditions

Until recent years, insurance against flooding rivers, lakes and other bodies of water was not available in Canada. In 2013, this coverage gap was only too apparent as the country suffered its worst-ever year in terms of weather-related damage. Rest assured, The Co-operators now provides Comprehensive Water insurance for clients in Drayton Valley and across Alberta. Find out your home’s risk level by taking our free online assessment now.

You can be proactive about minimizing water damage to your home by installing downspouts, sealing cracks in your foundation, cleaning your eavestroughs and ensuring storm drains are clear of leaves and other debris.

Your Co-operators advisor can tell you all about our flood insurance in Drayton Valley—and how our coverage can protect your loved ones, your home and everything in it when extreme weather strikes.

Our Comprehensive Water coverage is:

  • Straightforward: This one product covers you for damage caused by sewer or water backup, flooding caused by an overflow of a body of water, buildup of surface water caused by extreme weather events, and underground water that rises and comes into your home.
  • Custom: Choose the coverage that meets your specific needs.
  • Flexible: Instead of paying a flat dollar amount, your deductible is a percentage of the claim amount, ranging from 2% to 35% with a $1,000 minimum.
  • Cost-effective: You can take advantage of discounts if you choose to install such loss prevention devices as a backflow prevention device or a primary sump pump with a secondary automatic powered backup.
  • Comprehensive: Rest assured your home, personal belongings and detached structures are covered, as well as additional costs incurred if you need to stay elsewhere while your home is being repaired. If your home is unable to be repaired, it’s up to you whether you wish to rebuild or not; either way, we will still honour your claim.
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Investing in Families, by Ensuring a Greener Future

As a responsible corporate citizen, we believe in balancing our economic, environmental and social priorities. In fact, The Co-operators was recently recognized in Hewitt Associate's Green 30 guide, which identified Canada's 30 most environmentally-conscious employers. Talk to The Co-operators today about flood insurance in Drayton Valley AND about what we're doing to help the environment.

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