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Flood insurance in Calgary, AB

With the increase in severe storms across Canada in recent years, homeowners, renters and landlords in Calgary know that they need to start thinking about flood insurance. It's estimated that half of all property claims can be attributed to damage caused by extreme weather, which has cost Canadians almost $10 billion in insurance claims since 1998. Make sure your home is protected against Alberta's extreme weather: learn more about Comprehensive Water coverage from The Co-operators.

What sets us apart?

Flood damage can cost homeowners thousands of dollars to repair, but our flood damage insurance is affordably priced. And that’s not the only thing that sets us apart. For the best customer service and advice about flood insurance coverage in Calgary, you can count on our network of experienced advisors. After all, being a relatively new type of insurance in Canada, you’re likely to have questions beyond the cost of coverage. With 70 years of experience, we’re a co-operative that knows exactly how to make our members and communities our top priority.

Real protection against unpredictable weather

Until recently, Canada was one of the few developed nations without insurance against flooding rivers, lakes and other bodies of water. Depending upon your needs, critical illness insurance coverage may provide lump sum benefit amounts which can range from $25, 000 to $2, 000, 000. We're proud to offer a solution with our new Comprehensive Water coverage for clients in cities across Alberta, including Calgary. You can also get a free online assessment to find out the level of risk to your home.

By clearing eavestroughs, putting window wells around basement windows and making sure storm drains are clear of debris, you can help prevent unwanted water from making it into your home.

Get in touch with your local Co-operators advisor about flood insurance in Calgary today and learn more about the ways in which we can protect your home and everything in it against the damaging effects of severe weather.

Our Comprehensive Water coverage is:

  • Simple: This one product covers you for damage caused by sewer or water backup, flooding caused by an overflow of a body of water, buildup of surface water caused by extreme weather events, and underground water that rises and comes into your home.
  • Tailored: Get made-to-measure coverage limits that fit your particular needs.
  • Flexible: Instead of paying a flat amount, your deductible is a percentage of the claim amount (between 2% and 35%, with a $1,000 minimum).
  • Budget-friendly: If you install loss prevention devices, we'll provide a discount. That includes a backflow prevention device or a primary sump pump with a secondary automatic powered backup.
  • Extensive: We don't only cover your home but also your personal property, detached structures and costs incurred in the event that you need to move out of your home while it's being repaired. In the event that your home is at a complete loss, you are not obligated to rebuild—we’ll honour your claim even if you rebuild elsewhere.
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Investing in a More Sustainable Environment

As a responsible corporate citizen, we believe in balancing our economic, environmental and social priorities. In fact, The Co-operators was recently recognized in Hewitt Associate's Green 30 guide, which identified Canada's 30 most environmentally-conscious employers. Talk to The Co-operators today about flood insurance in Calgary AND about what we're doing to help the environment.

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