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Flood insurance in Alberta

Canadian weather is becoming increasingly destructive: help keep your home protected with flood insurance in Alberta. In terms of property damage, water-related natural disasters are the most expensive type of natural disaster in Canada, yet many Alberta residents mistakenly assume they have coverage against floods. But now The Co-operators has you covered with Comprehensive Water insurance for coverage against water damage caused by sewer and water backups, flooding, surface water buildup from extreme weather, and rising of the water table.

What sets us apart?

Repairing flood damage can run homeowners thousands of dollars, so our flood damage insurance is competitively priced. But that’s not the only thing that makes us stand out. Thanks to our network of advisors in Alberta and beyond, you can always count on getting the best service and specialized advice on your flood insurance coverage options. After all, this type of insurance is relatively new to Canada, so you need to know more than just the price on the quote. Team up with us and find out how we’ve succeeded to put our members and communities first as a co-operative for over 70 years.

Insure your property against costly water damage

The Co-operators is now offering Comprehensive Water coverage in the province of Alberta, which insures you against many types of water damage to your home, including floods, which are not covered by home insurance. Coverage includes your home, personal belongings and detached structures, and provides up to six weeks of living expenses should you need to be away from your home while it is being repaired. Should your home be destroyed beyond repair, you can decide whether you wish to rebuild at your present location, a different location or not rebuild at all; in any case, your claim will still be paid.

If you’d like to find out more about flood insurance in Alberta, select your city from the list to locate an insurance advisor near you. You can feel good knowing we will work closely with you so you can better understand your property’s risk and learn the steps you can take today to help minimize the risk of water damage to your home. You can also receive a free personalized risk assessment right now through our online tool. Choose The Co-operators and get the coverage that makes sense for you and your family.

Here’s what our Comprehensive Water insurance includes:

  • A single coverage amount: Choose one coverage limit for your house, swimming pools or hot tubs, cleanup and debris removal, loss of use, or modifications you need to make to meet bylaws.
  • Flexible deductible: Your deductible is chosen as a percentage of the claim (from 2% to 35%, with a $1,000 minimum), as opposed to a flat dollar amount.
  • Customized coverage: Get protection that is tailored to your specific needs.
  • Exclusive savings: Get discounts on installing loss prevention devices, such as a sump pump with a secondary emergency backup or a backflow prevention device.
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