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Flood Damage Insurance in Morinville, AB

Canada has experienced an increasing number of severe storms in recent years, which means the time is right for Morinville homeowners, renters and landlords to start considering flood damage insurance. Did you know that around half of all property claims are the direct result of weather-related water and wind damage, which has cost Canadians nearly $10 billion in insurance claims since 1998? Contact a local Co-operators Insurance Advisor today to learn more.

Certain protection for uncertain weather

Until recent years, insurance against flooding rivers, lakes and other bodies of water was not available in Canada. This coverage gap was highlighted in 2013, the country’s worst-ever year for weather-related damage. That's why we're pleased to introduce Comprehensive Water coverage for our valued clients in cities across Alberta, including Morinville. Start by taking our free online assessment to understand the level of risk to your property.

The Co-operators provides you with solutions that make a real difference.

Get in touch with your local Co-operators advisor about flood damage insurance in Morinville today and learn more about the ways in which we can protect your home and everything in it against the damaging effects of severe weather.

Our Comprehensive Water coverage is:

  • Simple: This one product covers you for damage caused by sewer or water backup, flooding caused by an overflow of a body of water, buildup of surface water caused by extreme weather events, and underground water that rises and comes into your home.
  • Personalized: Get tailored coverage limits to suit your individual needs.
  • Flexible: Rather than paying a flat dollar amount, your deductible is a percentage of the claim amount between 2% and 35% with a $1,000 minimum.
  • Budget-friendly: You can enjoy discounts if you install loss prevention devices, including a backflow prevention device or a primary sump pump with a secondary automatic powered backup.
  • Extensive: We cover your home, personal property, detached structures and costs incurred if you have to move out of your home while it's repaired. If your home is a complete loss, there’s no obligation to rebuild; we’ll still pay your claim if you decide to rebuild elsewhere.
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Investing in a Healthier Tomorrow

As a responsible corporate citizen, we believe in balancing our economic, environmental and social priorities. In fact, The Co-operators was recently recognized in Hewitt Associate's Green 30 guide, which identified Canada's 30 most environmentally-conscious employers. Talk to The Co-operators today about our flood damage insurance in Morinville AND about what we're doing to help the environment.

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